Archive for March, 2009

When in graduate school am I supposed to work full time?

Thursday, March 12th, 2009
lovefromabove25 asked:


I am going to be graduating in a year from my undergraduate program in animal science and I am planning on going to graduate school for a doctorate. I wanted to know if most graduate students work full time while going to graduate school. Thanks

Danielle
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Nextstudent Private Loans Can Help Subsidize Educational Programs From Elementary to Graduate School

Monday, March 9th, 2009
Jeff Mictabor asked:


Financing an education can be a challenging feat, especially when borrowers have exhausted their personal savings and their state and federal financial aid options and still have educational expenses left to cover. NextStudent, a leading Phoenix-based education company, can help. Whether you’re a higher education student or the parent of a K–12 student, you may be eligible for a NextStudent Private Loan, a credit-based loan that could help make financing an education a reality.

Are you a parent who dreams of sending your child to a college preparatory known for strong academics like Xavier or Brophy in Phoenix, Arizona? Or are you an undergraduate or graduate student who needs a little extra money to cover your education-related expenses? Or maybe you already have your degree but can’t afford the continuing education courses you need to maintain a certification. If any of these scenarios describes your needs, NextStudent Private Student Loans are designed to help borrowers like you achieve your academic goals.

Reap the Benefits

NextStudent offers credit-based private student loans that can help borrowers meet their education expenses while in school and pay for things like tuition and fees, school supplies and other education-related essentials. To be eligible, students must be enrolled at a participating school. Whether applying for one of our K–12, undergraduate, graduate or continuing education private student loans, qualified borrowers can benefit with:



Quick preliminary approval on most student loans

No application deadlines

No prepayment penalties

Generous borrowing limits

Deferred principal and interest payments on most student loans

Funds sent directly to the borrower, not the school

Interest that may be tax-deductible (please consult your tax advisor)





Qualifying is simple: Borrowers must provide proof of student enrollment at a participating school and proof of sufficient income (a recent pay stub, or for self-employed or retired borrowers, the most recent two years of tax returns with schedules or 1099s). In addition, borrowers must have at least 21 months of credit experience and a satisfactory credit history, and they must demonstrate two years of continuous employment (with the same employer or in the same field) and two years of U.S. citizenship or permanent residency. Don’t meet these requirements? That’s OK, a co-signer can help. NextStudent Private Student Loans feature the option of applying with a co-signer, whether you need a qualified co-applicant because you don’t quite meet the qualification requirements, or whether you’d like to have a co-applicant with a little more established credit history.

Apply Throughout the Year



Applying is fast and convenient. Some borrowers may receive a preliminary approval in minutes. In as little as five business days, parents and students could be approved and see their student loans disbursed, with funds sent directly to the borrower. Eligible higher education students or eligible parents of K–12 students who need additional financial assistance meeting their educational needs can apply for NextStudent Private Student Loans throughout the year. There are no deadlines or time constraints. That means students can receive the funding they need, no matter when they need it.



NextStudent believes that getting an education is the best investment you can make, and we are dedicated to helping you pursue your education dreams by making college funding simple. Learn more about Student Loans, Private Student Loans and Student Loan Consolidation at NextStudent.com.



The lender for the NextStudent Loan Program is Charter One Bank, N.A., Member FDIC and Equal Opportunity Lender.

� 2007 NextStudent. All rights reserved.



Judith
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Entrepreneurship Major Introduced for Secondary Florida Schools

Tuesday, March 3rd, 2009
Patricia Hawke asked:


One of the things I appreciated, only after graduating college graduation, was that my school employed professors, who had “real world” experience. I cannot tell you how many times we heard a professor say, “Okay, that’s what the textbook tells you. Now, let me tell you how it works in the real world.”

Textbooks only give students a foundation on which to build later in a real job. Often times, the real world does not follow the procedures set forth in or look/act anything like those models in the textbooks, making it difficult to adjust. You expect one thing in a new job but discover another, feeling lost as to how to proceed.

The Florida Schools in partnership with the National Foundation for Teaching Entrepreneurship (NFTE) are introducing some of the “real world” into the Florida schools. Beginning with the 2007-2008 school year, high school students in the Florida schools will be able to sign up for a major course in entrepreneurship at participating schools.

In June 2006, then governor Jeb Bush signed the A++ Education Act, which offers 442 additional major coursework in the Florida schools. The entrepreneurship course is one of these offerings.

The importance of teaching such a course to secondary Florida schools’ students is not lost on businesses that complain across the nation that high school graduates are not prepared to enter today’s workforce upon graduation. The Florida schools’ entrepreneurship course will teach students vital business skills that will benefit the entire community and economy. With business being primarily knowledge-based, knowing how to use technology and employ critical thinking skills are essential for Florida schools’ graduates. As well as providing this training, the new Florida schools’ entrepreneurship course will create a new awareness for the students.

The NFTE was instrumental in the development of the entrepreneurship program for the Florida schools. The group is committed to providing entrepreneurship education to low-income and minority youth. They believe that introducing entrepreneurship to high school students gives them greater motivation to stay in school in order to do more with their life after graduation. Entrepreneurship offers hope and an opportunity for many students, who feel that there is nothing for them after high school except minimum wage jobs. It gives them the knowledge and confidence that they can do more.

The nationwide program of the NFTE has shown that entrepreneurship coursework at the high school level decreases the drop out rate and increases the number of students who go on to college. Their claim has been documented by Harvard Graduate School of Education in a multi-year study on the influence of NFTE coursework on school engagement. The NFTE currently has high school coursework programs in 47 states and 16 countries with over 150,000 courses worldwide, and there are 23 Florida schools within the Miami-Dade County Public School District that already successfully use the entrepreneurship program.

With the signing of the Act in 2006, the Florida schools have become the model for school boards across the nation. Florida schools’ officials have been receiving telephone calls from as far away as Arizona and California. Other states wish to emulate the Florida schools and their new entrepreneurship program to bring the “real world” to their high school students, as well.



Louis
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How do you keep a home, work, and go to graduate school without exploding?

Monday, March 2nd, 2009
cindikn asked:


I have a house (and now is not the time to try selling it!) about 30 miles from where I work and about 50 miles from where I go to school (the round trip is about 100 miles).

I’m trying to work full time (to pay my bills) while going to graduate school. My spouse is disabled, so I have to do a lot of stuff around the house, too.

Is there any way to pull this off without self-destructing?

Milton

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Whats the difference between College, graduate school, undergraduate school?

Sunday, March 1st, 2009
Katrina G asked:


I just dont get it!.. I always thought it went Highschool, then either University or College.. then bam your done?
Now I find out there theres something called Graduate school? How is that different from University or College?

Daniel
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